There is a classic quote from the world of rock and roll about the difference between spending your money to buy material things and using it to fund experiences. I have seen these words attributed to various rock legends, including Ronnie Hawkins and Keith Richards. As the story goes, upon being asked what he did with his money, some rocker answered with the following: “I have spent 80 percent of my money on women, drugs and alcohol . . . and the other 20 percent, I have wasted.” from Chapter 4
